If you’re interested in purchasing a Honda car, you can apply for financing through Honda Financial Services. This service works with participating Honda dealerships and provides competitive APRs. You can apply online and receive a preapproval before visiting the dealership. This service may also offer special incentives. All you need to get preapproved is your Social Security number, checking and savings account numbers, and employment information. You’ll also need to choose your preferred Honda model and decide how much down payment you’re comfortable with.
Once preapproved, you’ll receive a decision from Honda within one business day. The email will include estimates of the loan amount and term. While this process doesn’t guarantee loan approval, it can speed up the process at the dealership. A preapproval doesn’t guarantee the loan, so make sure to compare interest rates before finalizing your purchase.
There are many different types of auto loans available from Honda Financial Services. For example, you can choose from the Leadership purchase plan, which is available in ten states. This program requires little or no down payment, and you’ll still have to put your name on the title. It typically lasts for 24 to 48 months, and you can then buy your vehicle for a predetermined amount.
There are incentives from Honda Financial Services, and you can apply online for financing based on your credit score and location. Many dealers also offer preapproval email services. Once approved, you can set up financing for your new Honda car. Honda Financial Services’ financing department has a solid reputation in the industry. The company is accredited with the Better Business Bureau (BBB) and has positive reviews from consumers.
In addition to low monthly payments, Honda Financial Services also offers car financing with zero percent APR. Loans can last from 24 to 72 months, and are best for those with excellent credit. Honda Financial Services also offers preapproval online, which makes it easy to obtain preapproval from multiple lenders. This allows you to choose the best financing option for your needs.
In addition to offering financing, Honda Financial Services also offers leasing options. With its lease program, you can save up to $500 on a new Honda. The lease agreement also includes protection coverage and maintenance plans. Another way to save money is to enroll in the lease loyalty program, which allows you to get a $1,000 waiver on damage and excess wear and use.
There are many lenders that offer loan refinancing through Honda Financial Services. However, if you already have a car loan, you may be able to refinance it yourself with some of these lenders. However, you should be aware of hidden fees. These fees can be as high as $449. When you refinance with Honda Financial Services, you will get a much lower interest rate and a longer term.
In addition to competitive financing options, Honda also offers a wide variety of cash rebates. Some of these are combinable with other promotions. For example, the $500 college graduate rebate is applicable to certain model years and may be used in conjunction with other deals. If you’re a veteran, you may also qualify for a $500 military appreciation rebate.
